Here are some frequently asked questions about permanent residence visa in Japan applications and public pensions.
Can I "never" be granted a permanent residence visa if I have unpaid benefits?
Since permanent residence visa in Japan applications are examined based on a comprehensive review of various circumstances, it cannot be said that an application is "absolutely" inadmissible just because there have been periods of unpaid public pension payments in the past. However, it is true that in recent years, more emphasis has been placed on the status of participation in public pension and national health insurance.
In particular, if there is a period of nonpayment within the past two years, there is still a concern even if the nonpayment has been made in addition to the payment. It is better to pay the premiums on time and continue that period for at least two years before applying.
How many years do I have to be a member before I can receive a pension?
Under the current pension system, you must be enrolled in the National Pension Plan and the Employees' Pension Plan for a total of 25 years. Incidentally, the period of exemption (not paying premiums) can also be included in this period.
Incidentally, if the foreign national's home country has a social security agreement with Japan, the pension enrollment period between the two countries can be totaled.
Can I still receive pension benefits even if I lose my right of permanent residence?
Once you reach the age of 65 and pension payments begin, pension payments will continue even if you lose your right of permanent residence and return to your home country. However, if you return to your home country before the pension payments begin, you will not be able to receive the pension. In that case, you can apply for a "Lump-sum Withdrawal Payment" (if you have been a member for at least 6 months), which will prevent you from "throwing away" all of the premiums you have paid.
Public pension coverage is very important when applying for a permanent residence visa. If you aim to obtain a permanent residence visa in the future, be sure to be aware of your participation in the National Pension Plan and the Employees' Pension Plan on a regular basis.
